Corporate Loan Origination System
Automate your end-to-end lending process, enhancing organisational efficiency, driving profitability and delivering a truly valuable loan experience to your customers.
Simplify your end-to-end lending process and drive profitability with security
To satisfy the increasing need for convenience, simplicity and customised service, modern lenders need to transition from a transaction-focused approach to one centred around the customer. At the same time, they must pursue strategic growth objectives to maintain a competitive edge. Meeting these challenges necessitates an intelligent loan origination platform that can streamline operations while fostering engagement and innovation.
Developed by lending and technology experts with over 30 years of experience, BenchMatrix’s Corporate Loan Origination System (LOS) goes beyond being merely a system of record; it serves as a catalyst for engagement and expansion. With our Corporate LOS, navigating the complexities of the traditional lending model becomes achievable with a few clicks. While providing comprehensive core lending functionality, BenchMatrix’s Corporate LOS’s adaptable architecture enables you to stay ahead of emerging trends, expand into new markets, and power your future endeavours.
- Complete end-to-end solution.
- Streamline and automate the loan origination process.
- Faster approvals and disbursements.
- Ensure adherence to regulatory requirements and internal policies.
- Better evaluate borrower creditworthiness and identification of potential risks.
- More informed decision making process.
- Seamless application process for borrowers and enhanced satisfaction & customer loyalty.
- Valuable insights through detailed data analytics enabling better decision-making and strategic planning.
- Reduced operational costs
Access next-generation lending tools and differentiate yourself with customers
Credit policy management
Define your policies in alignment with regulatory credit risk guidelines pertaining to customers, collaterals, risk ratings, limit structures & more.
Risk rating engine
Configure and measure obligor and facility risk ratings in line with your organisational needs & policies to reflect obligors’ credit worthiness.
Credit approval workflow
Maintain a record of all approvals and ensure all loan origination & approval activities are carried out within a controlled framework.
Limit management
Monitor and manage your customers’ capability to withdraw for ensuring effective credit risk management.
Collateral assessment
Assess with all types of your borrowers’ collateral throughout the loan lifecycle, & automate follow-up to avoid potential losses arising from default.
Exception Management
Handle any unusual situations or deviations from standard procedures during the loan approval process to ensure smooth operations & compliance with regulations.
Dashboards
Conduct facility and collateral monitoring on a simple interface and see all details pertaining to breaches and exceptions, and analyse clients’ ability to repay using cash flow analysis.
Reporting
Our configurable reports allow you to make analysis over varying time periods, based on defined criteria.
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